Wednesday, November 3, 2010

Week 5 EOC: Health Care Reform

Family income status. In families with incomes less than 25,000, 51% are covered by the health plan, and 27% are completely uncovered. Income levels $50-$75k, 18% are covered by the plan, 12% are uncovered. The percent of families with incomes over $75,000 protected by the plan is 11%, and only 7% are uncovered completely.

Education. 41% of persons without a high school diploma are covered by the plan, and 31% are uncovered. Total high school grads covered is 30%, and uncovered totally, 20%. The people with associates degrees who are covered make up 20% of the total, while 13% are not covered. Bachelor's degree holders and above total 16% covered, and 7% unprotected. 70% of full-time employees are covered by their companies, so only 6% are covered by the bill. Part-timers are covered privately by 67%, though 55% are protected by their employers, and 23% are not covered at all.

The highest risk age group, over 65, is luckily mostly covered, 94% by the bill. Under 18 year-olds, scarily, are only 30% of total covered by the insurance plan, but only 11% are uncovered, most are covered privately or via employers.

It appears as though the bill would be helpful for quite a few people, but at the same time, not helpful for a lot of others. Men and women are fairly covered, which I like to see. Under 18 year-olds I find questionable, considering only 30% are covered by the government insurance plan. It is nice to know that only 11% of total minors are unprotected, but that’s only reassuring because it’s a coincidence. The other 89% just happen to be covered, but say someday they aren’t. Who’s going to protect them? I feel that since this whole reform is supposed to be protecting everyone, (and has been a huge hassle and unfair to prior insurance holders) that’s where their coverage should come from. So why is it minor’s insurance apparently doesn’t come from the bill currently?

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